Online Shopping in Indonesia Will Grow to 15% in 6 Months

Just the other day, we read of Ipsos’s survey on the online shopping behavior of Internet users in Indonesia. The survey revealed that 44% of internet users in Indonesia buy goods online in the last 3 months.

Yesterday, MasterCard Worldwide released a survey result on similar topic. To know their customer’s tendency to shop online, MasterCard Worldwide held MasterCard Worldwide Online Shopping Survey. MasterCard did a survey on 7,373 customers during December 5, 2011 to February 6, 2012. Surveyed customers came from 14 countries in Asia Pacific.

The result, 57% of people surveyed in Indonesia use the Internet to shop online, not much different from the result of Ipsos’ survey. While for the next 6 months, 71% Indonesian people intend to use the Internet to shop online. It means, Indonesian people’s tendency to shop online will increase 15% in the next 6 months.

Of the 14 Asia Pacific countries surveyed, Indonesia is still behind established countries like Thailand, China, Japan and Korea, but the growth is fairly rapid by only behind Vietnam and is equivalent to the growth of online shopping in the Philippines.

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Online Shopping di Indonesia Akan Tumbuh 15% dalam 6 Bulan

Baru kemarin, kita membaca survei dari Ipsos tentang perilaku pengguna internet di Indonesia dalam berbelanja online. Survei tersebut mengungkapkan bahwa 44% pengguna internet di Indonesia membeli barang secara online dalam 3 bulan terakhir.

Kemarin, MasterCard Worldwide mengeluarkan hasil survei tentang topik yang serupa. Untuk mengetahui kecenderungan customer mereka untuk berbelanja online, MasterCard Worldwide mengadakan MasterCard Worldwide Online Shopping Survey. Dalam survei tersebut, MasterCard melakukan survei 7373 customer-nya dalam kurun waktu 5 Desember 2011 sampai 6 Februari 2012. Customer yang disurvei berada di 14 negara Asia Pasifik.

Hasilnya, 57% orang Indonesia yang disurvei menggunakan internet untuk berbelanja online. Relatif tidak berbeda dengan hasil survei dari Ipsos. Sedangkan dalam jangka waktu 6 bulan ke depan, 71% orang Indonesia bermaksud berbelanja online menggunakan internet. Artinya, kecenderungan orang Indonesia untuk berbelanja online akan naik 15% dalam 6 bulan ke depan. Continue reading Online Shopping di Indonesia Akan Tumbuh 15% dalam 6 Bulan

Perangkat Blackberry NFC Kini Dukung Pembayaran Mastercard PayPass

Secara tidak langsung, ini merupakan berita besar bagi pasar Indonesia. Blackberry baru-baru ini mengumumkan kerjasamanya dengan Mastercard, dimana perangkat Blackberry 9900 dan 9360 dijadikan 2 perangkat NFC pertama yang mendukung pembayaran via Mastercard PayPass. France Telecom dan Orange juga menjadi 2 carrier pertama yang mengimplementasikan kerjasama ini.

Hal ini berarti semua bank yang mendukung teknologi Mastercard Paypass dapat dihubungkan langsung dengan account yang terintegrasi di SIM card dalam smartphone tersebut, memudahkan pengguna untuk melakukan pembayaran menggunakan Mastercard PayPass.

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NFC-enabled Blackberry Devices Now Supports MasterCard PayPass

This is a big news for Indonesia, although indirectly. Blackberry recently announces their partnership with MasterCard, making Blackberry 9900 and 9360 as the first NFC-enabled devices certified to work with MasterCard PayPass. France Telecom and Orange are two of the first carrier to support this partnership between RIM – Mastercard.

This means that any bank that supports MasterCard PayPass technology can now deploy PayPass accounts directly to the SIM card on smart phones, enabling owners to make contactless mobile purchases wherever PayPass is accepted.

Andrew Bocking, RIM’s VP for Handheld Software Product Management said “NFC technology makes smartphones smarter and Mastercard’s certification is a significant boost in changing the way we user mobile devices to pay. We are proactively working together with operator partners, banks, retailers and other industry players and we’re very happy to push the limit on how NFC can deliver new mobile experience for Blackberry users around the globe”.

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Virtual Payment Card Maybe a Candidate for Effective Online Payment

We got the information that in Kenya there has been launched a new payment solution in the form of Virtual Payment Card. Your mobile phone can be available to make payment as credit card or electronic wallet to do the international online transaction.

This is the first pilot project in the world which is supported by well-known financial institution, Standard Chartered Bank and MasterCard. This service is provided by mobile operator, Airtel Africa, and called as PayOnline and the payment will be done through Airtel Money—it is similar to Telkomsel Cash or XL Tunai in Indonesia.

It is not difficult to use it. First, the user needs to order shopping card (which works like credit card) through menu available on mobile phone. Next, Airtel service will generate 16 digit number. The transaction will be done when the purchasing has been authorized. This is should be done within 24 hours for security reason. This 16-number works like credit cards with certain limit (the limit can be set and pre-paid, per transaction, or daily). It is also available for foreign exchange including US Dollar, Pounds, or Euro.

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Virtual Payment Card Mungkin Merupakan Kandidat Solusi Pembayaran Online yang Efektif

Kami memperoleh informasi bahwa di Kenya diluncurkan solusi pembayaran baru berupa Virtual Payment Card. Ponsel Anda dapat berlaku sebagai kartu kredit ataupun dompet elektronik dan bisa digunakan untuk transaksi online secara internasional.

Ini merupakan pilot project pertama yang di dunia yang didukung oleh institusi finansial ternama, yaitu Standard Chartered Bank dan MasterCard. Layanan yang diusung oleh operator ponsel Airtel Africa ini dinamai PayOnline dan pembayarannya menggunakan Airtel Money — di sini serupa dengan Telkomsel Cash ataupun XL Tunai.

Penggunaannya tidak sulit. Pertama pengguna memesan nomor shopping card (yang bertindak seperti kartu kredit) melalui menu yang tersedia di ponsel. Berikutnya layanan Airtel akan men-generate 16 digit nomor. Transaksi selesai begitu pembelian berhasil diotorisasi dan harus digunakan secara perdana dalam waktu 24 jam pertama untuk menjamin keamanannya. 16 digit nomor ini dapat berlaku sebagai nomor “kartu kredit” dengan limit tertentu (di mana limit ini bisa diatur dan dibayar di muka, baik per transaksi ataupun harian) dan dapat digunakan untuk bertransaksi dengan mata uang asing, termasuk US Dollar, Pounds, ataupun Euro.

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