BNI Gandeng Swiff dan Indopay untuk Solusi Pembayaran Menggunakan m-POS

Beberapa waktu yang lalu, kami memberitakan soal langkah salah satu bank BUMN terkemuka, Bank Negara Indonesia (BNI), yang cukup mengejutkan dengan inovasi m-POS sebagai salah satu fitur baru andalannya. Kini terungkap bahwa BNI menggandeng Swiff dan partner lokalnya Indopay sebagai penyedia layanan white label platform pembayaran mobile dan yang mengurusi infrastruktur payment gateway-nya. Swiff merupakan produk yang dibuat oleh SCCP Group yang berkantor pusat di Singapura.

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PT Multipolar Technology to Hold IPO, Strengthening Enterprise Service and Expanding to Mobile Payment

PT Multipolar Technology, a PT Multipolar subsidiary in IT business will hold an IPO on July 8, 2013. It will offer 20% of total shares, to raise up to 187.5 billion Rupiah to strengthen its business line in enterprise service.

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PT Multipolar Technology Segera IPO, Perkuat Bisnis Layanan di Sektor Enterprise Termasuk Ekspansi Mobile Payment

PT Multipolar Technology sebagai anak perusahaan PT Multipolar yang bergerak di bidang teknologi informasi akan segera melakukan penawaran saham perdana (IPO) tanggal 8 Juli mendatang. Menawarkan 20% dari total sahamnya ke publik, diharapkan dana yang diperoleh mencapai hingga Rp 187,5 miliar untuk memperkuat bisnisnya yang memberikan layanan teknologi informasi di sektor enterprise.

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NFC and Electronic Wallet Still Largely Irrelevant in Global Mobile Payment But Will Grow Eventually

Research companies Gartner and Berg Insight recently released reports regarding the state of mobile payment. While Gartner’s report covers the world market, Berg’s report covers just the United States and both discovered that NFC and services like Google Wallet have yet to make a mark in mobile payment adoption. The majority of mobile payments according to Gartner is made up of direct money transfers while Berg’s report says Starbucks cards dominates in the US.

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XL, Telkomsel dan Indosat Umumkan Kerjasama Strategis Untuk Mobile Payment

Tiga telko terbesar di Indonesia: Telkomsel, XL dan Indosat hari ini mengumumkan kerjasama strategis yang melibatkan platform transfer uang mobile miliknya masing-masing. XL Tunai, Dompetku Indosat dan Telkomsel TCash mengumumkan integrasi antara ketiganya, memampukan pengguna untuk mengirim uang via SMS melalui ketiga jaringan tersebut.

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Telkomsel, XL, Indosat Forms Strategic Alliance For Digital Mobile Payments

Indonesia’s top 3 carriers (Telkomsel, XL, Indosat) today announced strategic partnership involving their electronic money transfer platform. XL Tunai, Dompetku Indosat and Telkomsel TCash announced their integrated partnership that will enable consumer to send money via SMS throughout the 3 networks.

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Consumers Can Purchase Facebook Credits with XL’s Mobile Payment Solution

Facebook’s social game players now have payment alternative to purchase digital items with Facebook Credits. XL Axiata’s digital service department has launched service on converting XL credit/carrier billing to become Facebook Credits. No credit card is needed. Now consumers can buy stuffs in FarmVille, PetVille, Ninja Saga or any other social game with XL’s mobile payment.

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Perkuat Layanan Mobile Payment, Axis Gandeng InterAcct Solutions Group

Dua minggu yang lalu, Axis meluncurkan layanan baru bertajuk Beli Pake Pulsa yang memudahkan pelanggan untuk membeli konten digital hanya dengan pulsa. Program ini sekaligus mengakomodir kebutuhan startup yang ingin menjual produk digitalnya lewat sistem PulsaQ yang bermitra dengan Coda Payments. Kemarin, di ajang Mobile World Congress 2013 di Barcelona, Axis kembali mengumumkan kerjasama strategis dengan InterAcct Solutions Group. Continue reading Perkuat Layanan Mobile Payment, Axis Gandeng InterAcct Solutions Group

Axis Luncurkan Program “Beli Pake Pulsa” Untuk Konten Digital Lokal

Perusahaan telko Axis Telekom Indonesia siang ini mengumumkan bahwa mereka telah meluncurkan produk terbaru yang dinamakan “Beli Pake Pulsa”, yang dapat digunakan untuk membeli konten digital seperti ebook, games, musik, aplikasi, dan lain-lain. Pendekatan ini cenderung berbeda dibandingkan perusahaan lain yang memilih membangun digital store khusus untuk konten, semacam app store/marketplace. Continue reading Axis Luncurkan Program “Beli Pake Pulsa” Untuk Konten Digital Lokal

Local Operator Billing Cooperation Should be with Google Play Store

My colleague, Aulia Masna, brought out a rumor about the possibility of cellular operator billing cooperation for app purchasing at the iOS App Store. Said operator is Indosat. Previously, Indosat managed to invite Research in Motion (RIM) to cooperate for app purchasing at the BlackBerry App World using Dompetku mobile payment system. To be honest, I think that rather than approaching Apple which has strict rules regarding this matter, it’s better than operator approaches Google for cooperation for Android app purchasing at the Google Play Store.

My reason is simple. iPhone (along with iPad and iPod) is relatively pricy looking at the niche market. This niche market is in the segment of A and B class (middle and upper class). Although there’s no guarantee that iOS device owner must own a credit card, so far I haven’t heard any complaint about this. Not being able to purchase at the App Store Indonesia is compensated by using iTunes Gift Cards at another country. Not an ideal solution, but it’s not a big problem, as well.

On the other hand, Android consumer comes from various economy classes. With a device starting in the segment of USD100 – USD200, Android device fits better for Indonesian consumer’s budget who wants more sophisticated smartphone solution – rather than messaging solution from BlackBerry. Some local vendors have also implemented Android to their devices. This market is bigger than App Store user and percentage of credit card owner in this community is lower.

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