MEF: Mekanisme Pembayaran Transfer Pulsa dan Potong Pulsa Disukai di Indonesia

Dalam laporan tahunan yang diterbitkan MEF ditemukan bahwa kini masyarakat Indonesia semakin nyaman melakukan pembelian aplikasi berbayar. Hal ini berdampak pada metode pembayaran yang digunakan. Menurut MEF, metode pembayaran Airtime Transfer (transfer pulsa) dan carrier billing lebih disukai oleh masyarakat Indonesia.

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Inapay Launches InaKlik, Focusing to Acquire New Users

Inapay.com, a payment intermediary system with service system that is similar with joint account, recently launched a new feature to its members. This new feature is named InaKlik where the members can participate in promoting Inapay via the internet by placing a link provided by Inapay on the members’ blogs and websites.

You may be aware that Inapay is a startup that received investment from EastVenture in mid-January 2012. After the investment, many advances and changes happened in Inapay. Some of them are the change in the tagline on the logo, change of the concept of Gold Member and Silver Member, Inapay even handed out gadget prizes to its members. To be sure, this is done to keep acquiring new users to use this service.

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Ngomik.com uses UNIK’s online payment platform

After Telkomsel and XL which provide payment collaboration through toll cut, now we have UNIK which becomes Ngomik.com’s partner for purchasing online comics. UNIK, owned by PT TransMaya, previously has taken Tokopedia as its partner. With this partnership, we do not have to be one of the operators’ customer to purchase a premium comic content. We only need to have a BCA account and open a UNIK account. Ngomik.com currently has more than 5000 comics.

UNIK has a somewhat similar mechanism where deposit can be done through a BCA account, either cash deposit or internet banking, and balance that we have can be directly used for shopping. It seems that there is no minimum purchase on UNIK because Ngomik.com premium comics can be purchased for only 5000 or 1000 Rupiah. For the time being, there is no fee charged by UNIK to use its services, both from the merchant and the consumer’s side so people won’t mind to try this new service.

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Ngomik.com Gandeng UNIK untuk Pembayaran secara Online

Setelah Telkomsel dan XL yang menyediakan kerjasama pembelian melalui potong pulsa, kini hadir UNIK yang menjadi partner pembayaran Ngomik.com untuk pembelian komik secara online. UNIK yang dimiliki oleh PT TransMaya sebelumnya telah menggandeng Tokopedia sebagai partner mereka. Dengan kerjasama ini, kita tidak harus menjadi pelanggan salah satu dari operator tersebut untuk membeli konten komik premium. Cukup miliki akun BCA dan membuka akun UNIK. Saat ini Ngomik.com telah memiliki lebih dari 5000 karya komik.

Cara kerja UNIK agak mirip di mana deposit bisa dilakukan melalui akun BCA, baik setor tunai maupun Internet Banking, dan saldo yang kita miliki dapat langsung digunakan untuk berbelanja. Nampaknya tidak ada minimum pembelian menggunakan UNIK karena komik premium di Ngomik.com bisa dibeli hingga 500 atau 1000 Rupiah saja. Sementara ini belum ada biaya yang dikenakan oleh UNIK untuk penggunaan layanannya, baik di sisi merchant maupun di sisi konsumen, supaya masyarakat tidak keberatan untuk mencoba layanan baru ini.

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Tokone Goes Live, Ready To Compete With Big Ecommerce Giants

Yesterday was the year of e-commerce in Indonesia, but it’s not over, Tokone went live yesterday. Backed by Bank Mandiri, second largest bank in Indonesia, Tokone is prepared to go up against all the big ecommerce giants currently fighting for marketshare in the country.

Tokone’s basic concept is still the same with other e-commerce / online marketplace websites. They’re gathering merchants to sell items online, and the marketplace will get a nice small cut from each transaction. The competition now relies on the experience they give for both merchant and buyers, and of course the transaction process itself and branding.

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Heading Towards Indonesia’s National Payment Gateway 2013

Several days before, I share on Twitter about the cooperation between (finally) two biggest banks in Indonesia – based on the number of the customer. Bank Mandiri and Bank Central Asia will make their customers able to do inter-transaction via ATM since yesterday, October 11th, 2011. This interconnection can be done through Prima and Link network. Link is an assemblage of public banks consists of Bank Mandiri, BRI, BNI, and BTN.

Many people have waited for this policy. Thus, almost every bank is connected, including using the “ATM Bersama”. However, it is not the end of the banking condition and payment system in Indonesia. It is the beginning of the synergy of payment system in Indonesia which is called as National Payment Gateway (NPG).

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Menuju National Payment Gateway Indonesia Tahun 2013

Hari ini saya berbagi di Twitter tentang kerjasama yang (akhirnya) dilakukan oleh dua bank terbesar di Indonesia, dari segi jumlah nasabah, Bank Mandiri dan Bank Central Asia, di mana nasabah keduanya dapat saling bertransaksi menggunakan ATM per 11 Oktober besok. Interkoneksi akan dilakukan melalui jaringan Prima dan Link. Link merupakan himpunan bank negara yang terdiri atas Bank Mandiri, BRI, BNI, dan BTN.

Hal ini merupakan sesuatu yang melegakan dan sudah ditunggu-tunggu oleh banyak pihak. Ini berarti (hampir) semua bank di Indonesia sudah bisa berinterkoneksi dan berhubungan dengan mudah, termasuk dalam penggunaan ATM secara bersama. Meskipun demikian, ternyata ini bukanlah akhir dari perkembangan kondisi perbankan dan sistem pembayaran di Indonesia. Ini merupakan awal menuju sinergi sistem pembayaran di Indonesia yang disebut sebagai National Payment Gateway (NPG).

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New Payment Service: Inapay.com

Lately, there are many e-commerce emerging, including two giant foreign e-commerce come to Indonesian market such as Rakuten and eBay. Besides that, other online merchants, which still use bank transfer or other systems also make their presence.

The majority of Indonesian users who do online shopping activity give enough attention to the safety, as stated in this article on DailySocial. According to the research we did, it includes transaction safety. Therefore, users need safe online payment system.

DailySocial readers in Indonesia has been known some payment systems like Doku Unik, IndoMog, Kaspay, and it is also reported that BCA will launch KlikPay, while Mandiri Bank romored to launch Tokone.com.

By now, there is a new startup offers payment service to do online transaction in Indonesia. This startup from PT Indonesia Payment Solution is called as Inapay.com.

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Informasi Tambahan Tentang Layanan Online Payment Lokal iPayMu

Beberapa teman saya cukup tertarik dengan kemunculan iPayMu sejak awal Desember kemarin, kebetulan saya juga tertarik untuk lebih jauh mencari tahu tentang siapa tim dibalik iPayMu serta fasilitas apa yang akan mereka kembangkan.

Saya kemudian mengontak iPayMu dan mendapatkan beberapa keterangan tambahan tentang layanan mereka untuk melengkapi tulisan tentang iPayMu di DailySocial beberapa waktu yang lalu.

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Solusi Pembayaran Online iPayMu, Rilis Versi Beta 1.0

Satu lagi layanan tambahan dari sistem pembayaran online hadir, iPayMu.com. Dari penjelasan di situs mereka, rilis versi beta pertama iPayMu 1.0 diluncurkan pada tanggal 15 Desember kemarin.

iPayMu memberikan layanan untuk pembayaran secara online, mulai dari pembayaran menggunakan kartu debit, kartu kredit sampai dengan kegunaannya untuk menarik atau mengirimkan uang. iPayMu akan memberikan layanan bagi para pebisnis online yang memiliki toko dan membutuhkan sistem pembayaran untuk proses jual-beli di toko online mereka.

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