Veritrans Indonesia to Officially Launch Online Payment Gateway Service

Another player in the payment gateway service and could mean a better prospect for e-commerce business in Indonesia. PT Midtrans, operating as Veritrans Indonesia, announced to officially begin operations as new online payment gateway for Indonesia market. During the soft launch, the service has served Sribu last August and will commence with KrazyMarket, Qeon Interactive and BerryBenka in September. PT. Midtrans is a joint venture between VeriTrans Inc., Japan’s largest payment processor, netprice.com, a leading Japanese e-commerce company, and PT. Mitratama Grahaguna, an Indonesia-based investment arm of Midplaza Holdings.

Continue reading Veritrans Indonesia to Officially Launch Online Payment Gateway Service

FinPay Released, Changing the Payment Platform Competition Map

The development of e-commerce in Indonesia is now followed by the development of online payment platform. Various players, from various parties with various scales from domestic and overseas are competing to grab a slice of the market. Today, the market will be even more crowded by the presence of one major local player, FinPay.

I called Finpay as a big player because FinPay is a product of PT. Finnet Indonesia, a subsidiary of Telkom. PT. Finnet Indonesia is a joint venture between Nusantara (METRA) and PT Mekar Prana Indah (MPI) which stocks are owned by Yayasan Kesejahteraan Karyawan Bank Indonesia (YKBI).

FinPay promised a more simple and efficient financial transaction. Cooperating with many banks in Indonesia as well as with Visa and MasterCard, FinPay clearly will make it easy for the customer to do online transaction. A customer can pay with credit card, internet banking, or from the ATM when transacting through FinPay. Because FinPay is a part of Telkom, FinPay’s payment using the ATM and Internet banking will be under the Telkom telephone bill module.

Continue reading FinPay Released, Changing the Payment Platform Competition Map

Heading Towards Indonesia’s National Payment Gateway 2013

Several days before, I share on Twitter about the cooperation between (finally) two biggest banks in Indonesia – based on the number of the customer. Bank Mandiri and Bank Central Asia will make their customers able to do inter-transaction via ATM since yesterday, October 11th, 2011. This interconnection can be done through Prima and Link network. Link is an assemblage of public banks consists of Bank Mandiri, BRI, BNI, and BTN.

Many people have waited for this policy. Thus, almost every bank is connected, including using the “ATM Bersama”. However, it is not the end of the banking condition and payment system in Indonesia. It is the beginning of the synergy of payment system in Indonesia which is called as National Payment Gateway (NPG).

Continue reading Heading Towards Indonesia’s National Payment Gateway 2013

Menuju National Payment Gateway Indonesia Tahun 2013

Hari ini saya berbagi di Twitter tentang kerjasama yang (akhirnya) dilakukan oleh dua bank terbesar di Indonesia, dari segi jumlah nasabah, Bank Mandiri dan Bank Central Asia, di mana nasabah keduanya dapat saling bertransaksi menggunakan ATM per 11 Oktober besok. Interkoneksi akan dilakukan melalui jaringan Prima dan Link. Link merupakan himpunan bank negara yang terdiri atas Bank Mandiri, BRI, BNI, dan BTN.

Hal ini merupakan sesuatu yang melegakan dan sudah ditunggu-tunggu oleh banyak pihak. Ini berarti (hampir) semua bank di Indonesia sudah bisa berinterkoneksi dan berhubungan dengan mudah, termasuk dalam penggunaan ATM secara bersama. Meskipun demikian, ternyata ini bukanlah akhir dari perkembangan kondisi perbankan dan sistem pembayaran di Indonesia. Ini merupakan awal menuju sinergi sistem pembayaran di Indonesia yang disebut sebagai National Payment Gateway (NPG).

Continue reading Menuju National Payment Gateway Indonesia Tahun 2013

Transaksi di Camera.co.id Dengan Kaspay

Kaskus tampaknya semakin memperluas penggunaan payment system mereka, Kaspay, ke pihak ketiga. Pengumuman yang muncul dari tweet Andrew Darwis, founder Kaskus siang ini berbunyi “Online shopping diskrg pembayaran bisamenggunakan Kaspay.com Camera.co.id , .”

Sejak diperkenalkan akhir tahun lalu memang belum terlihat agresivitas Kaspay sebagai alternatif payment gateway di Indonesia. Dua situs yang menggunakan Kaspay ini baru PlayOn, sebuah situs online gaming, dan situs e-commerce Indo.co.id. Selain itu tentunya juga bisa digunakan untuk bertransaksi di jaringan Kaskus, mulai dari pembelian pulsa dan pembelian iklan di Kaskus, hingga ke program donasi mereka.

Continue reading Transaksi di Camera.co.id Dengan Kaspay

Inikah Payment Gateway Impian yang Anda Tunggu?

Bagi banyak penjual, pedagang, para penikmat wisata belanja online, dan para online store lokal yang memang sangat tergantung pada proses transaksi online, proses pembayaran adalah yang paling krusial dan bisa jadi paling rumit. Keistimewaan jual beli dengan sistem COD adalah prisip perdagangan klasik, dimana uang diserahkan dan barang diterima. Tapi penjualan dunia maya juga tidak bisa seratus persen mengandalkan sistem klasik ini, karena kemudahan pembayaran serta transaksi yang bisa dilakukan mobile adalah faktor utama yang menjadi salah satu core value dari bisnis internet. Continue reading Inikah Payment Gateway Impian yang Anda Tunggu?