Jalin Kerja Sama dengan Dukcapil, PrivyID Permudah Verifikasi Data

Startup pengembang platform tanda tangan digital PrivyID meresmikan kerja sama sama dengan Direktorat Jenderal Kependudukan dan Pencatatan Sipil (Dukcapil) terkait verifikasi data.

Lewat kolaborasi ini, Dukcapil yang memiliki otoritas terhadap data kependudukan Indonesia, mempercayakan PrivyID untuk mengolah dan memanfaatkan informasi untuk melakukan verifikasi digital. Adapun PrivyID memperoleh hak akses terhadap data kependudukan, meliputi nomor induk kependudukan (NIK) dan kartu tanda penduduk elektronik (e-KTP).

Founder & CEO PrivyID Marshall Pribadi menyebutkan, dengan kolaborasi ini nantinya verifikasi data kini tidak lagi dilakukan secara manual dan memakan waktu lama dengan cara bertatap muka, pengisian formulir identitas, pencocokan KTP, foto, pemindaian, hingga penyimpanan data dalam bentuk digital.

“Dengan akses real-time ke basis data kependudukan, proses verifikasi identitas yang kami berikan hanya akan memakan waktu satu menit,” ujar Marshall saat membuka acara peluncuran di kantor PrivyID, Jumat (29/3).

Pada kesempatan sama Direktur Dukcapil Zudan Arif Fakrulloh mengatakan, pemanfaatan data dan dokumen kependudukan untuk mendukung layanan publik, ke depannya tidak lagi memerlukan tanda tangan basah. Setiap masyarakat dapat menaruh sendiri identitasnya. Terlebih Dukcapil tengah mengembangkan teknologi pengenalan wajah (face recognition) dan sidik jari yang diharapkan dapat semakin mempermudah verifikasi identitas masyarakat. Kendati demikian, ekosistemnya dinilai belum siap saat ini.

Menurut data Dukcapil, saat ini terdapat 20 lembaga akses NIK di Indonesia, termasuk di antaranya Telkomsel, Smartfren, BCA, dan BPJS. Saat ini, penduduk Indonesia mencapai 265 juta, namun baru 192 juta telah memiliki e-KTP.

“Kami ingin membangun ekosistem [data kependudukan berbasis digital] karena kami tidak bisa menyelesaikan masalah negara sendiri. Mimpi kami adalah mengembangkan one data-policy dengan big data. Ini akan mengubah tata kelola pemerintahan di masa depan,” tutur Zudan.

Sementara menurut Marshall, saat ini kolaborasi dengan Dukcapil hanya terbatas pada akses data kependudukan. Artinya, jika fitur-fitur di atas telah siap digunakan, pengolahan data tetap dilakukan di sistem Dukcapil.

“Yang menyelenggarakan pencocokkan sidik jari itu Dukcapil, misalnya kita [pengguna PrivyID] selfie, [data] dilempar ke Dukcapil, tidak di proses di PrivyID,” tambah Marshal.

Sementara itu Plt. Deputi Bidang Proteksi Badan Siber dan Sandi Negara (BSSN) Agung Nugraha menambahkan, seiring dengan perkembangan layanan digital yang pesat, bentuk-bentuk kejahatan dunia siber juga semakin merajalela. Hal ini dapat menimbulkan kesulitan dalam transaksi yang memanfaatkan teknologi

Ia menilai implementasi sertifikat elektronik menjadi wujud perlindungan data dan informasi dari aspek otentikasi, integritas, serta menghindari penyangkalan dalam percobaan-percobaan kejahatan di dunia siber.

Saat ini PrivyID sudah menggaet 3,4 juta pengguna di Indonesia. Marshall membidik menjadi 9 juta pengguna di akhir 2019 dengan rerata tambahan 15 ribu pengguna baru per hari.

Perusahaan tengah menggalang pendanaan seri A yang masih melibatkan investor sebelumnya, yaitu Telkom, Bank Mandiri, Gunung Sewu, dan Mahanusa. Selain itu, PrivyID juga sedang mencari investor baru, terutama investor lokal.

BCA Introduces Coworking Space and Accelerator Program “Synrgy” with Digitaraya

BCA introduces co-working space and fintech startup accelerator program “Synrgy” located in Manhattan Square, Jakarta, in order to boost digitization in Indonesia. Digitaraya Accelerator and Kumpul collaborates as partners to support the program.

The launching is attended by boards of directors of BCA, Capital Central Ventura, and Digitaraya. BCA’s President Director, Jahja Setiaatmadja said this initiative was made to answer the current trend. The digitization encourages startups to offer creative solutions for all problems.

“This is the reason behind our support to each other in a space called Synrgy,” Jahja said in the official release, Wed (3/27).

Synrgy is a collaboration space and accelerator for startup community in order to support development and innovation in digital world, also an innovation hub with the best program prepared for startups to develop business faster.

The selected startups will have access to those program, one is to the accelerator program by Digitaraya with Google Developers Launchpad support.

The accelerator program will be held for 3 months and there will be intense bootcamp each month to support business and product development. The first month, startup should pass through diagnostic process, leaders lab, and sprint design.

Second month, startup will mitigate to create successful partnership and financial industry regulation in Indonesia. It includes legal consultation and product mentorship.

Demo day is to be held in the third month. It was when the startup presenting its product in front of investors and BCA team. At the end of the event, there will be startup selection for partnership with BCA or investment from other investors.

Synrgy will also connect startups with competent mentors, including Google, for one on one consultation, to open access for investors, and with BCA.

“By combining Google Developers Launchpad, we’ll offer unlimited support for the selected startups,” Digitaraya’s VP Strategy, Nicole Yap said.

The registration for Synrgy accelerator program is now open in its official website and to be closed by May 17th, 2019. In the first batch, BCA will select eight selected fintech startups with ideas and innovations related to big data, digital payments, cybersecurity, blockchain, IoT, and others in order to support fintech.

Previously, some banking institutions are getting engaged in similar program, such as Bank Mandiri (through Mandiri Capital Indonesia) to held Mandiri Digital Incubator and Bank Bukopin to create BNVLabs with Kibar.

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Original article is in Indonesian, translated by Kristin Siagian

Angon.id Cultivation Investment Startup Issue

Within the past few months, some DailySocial readers might find out Angon.id cultivation investment startup issue on social media accounts related to the refund of all investors. Through its main Instagram channel for sharing information, Angon.id has the latest status updates in October 2018.

As the media that has covered their launch and development, we feel required to seek the truth. We tried to contact boards of founders by phone or social media, but there’s no feedback.

Some staff who had been connected with DailySocial said they started to left the company since mid-2018.

Moreover, we’ve got some news from trusted source of what happened.

“Fraud”

According to our source, a person having close connection to Angon.id management, said this issue risen due to an error of business calculation. The money collected from investors was used mostly for operational expenditure and founder’s demand which wasn’t urgent.

One case is when it was used to buy office property in “fancy enough” area in Semarang. Regardless, they have deadline to return the investor’s fund for livestock cultivation and its outcome.

The total loss is claimed to reach four billion Rupiah

Angon.id is a Telkom-based Indigo Creative Nation program incubation, under Jogja Digital Valley.

Debuted on October 2016, this startup combined investment startup (fintech) with agriculture (agtech) concept. Investor is to invest through Angon.id to raise fund for farmers, before they get profit sharing from the product sales.

“[Simple] Angon.id management committed fraud to the investor’s money. I would say this case is like First Travel [with a different scale]. Management has been “broken” since the late 2018.”

They’re facing a condition which solution is on its own management, while Telkom claims its position as business coach in early stage and not related to the operational.

“The last time we communicate with Agif [Angon.id’s CEO, Agif Arianto], they guarantee to return the money, gradually. Currently, it’s very difficult to connect.”

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Update: Angon.id’s CEO gives clarification to the public funding issue on its platform
Original article is in Indonesian, translated by Kristin Siagian

Introducing Innovations for Lazada O2O in “LazMall Brand Future Forum”

Lazada is entering its 7th year. In the series of events, the main theme is “Lazada Brand Future Forum”. Lazada announces some innovations for LazMall, the O2O (Online to Offline) concept, and pointed out on its vision and mission in Southeast Asia market.

In 2019, Lazada offers some solutions summarized on “Super Solutions”. It’s to solve the three challenges most brands and sellers are having, such as branding, marketing, and sales. Super Solutions was developed for all LazMall’s sellers and brands, not based on the size of its business, therefore, they can compete together in the tight e-commerce market. All is accessible within LazMall feature launched by last year.

“There is no sellers too small to dream and there’s no brand too big to be Super eBusiness. That is why we’re very proud to launch SuperSolutions which helps brands and sellers to have fast mobility to digitize business and acquire customers better,” Lazada Group’s CEO, Pierre Poignant.

The Super Solutions offered by Lazada includes the latest features, such as Store Builder that allows brands and sellers to create pages/windows based on each brand identity. The simple-looking yet important feature to highlight the brand identity in its role to keep users loyalty.

Lazada also introduces Seller Pick that allows brands and sellers to choose their own preferences to be promoted to users, and Golden Slot, a feature that allows LazMall or its products appeared as the top results. In addition, Lazada is to use Alibaba’s technology to provide game, news feed, and in-app live streaming that is expected to increase consumer’s engagement.

“Supported by Alibaba’s technology and logistics infrastructure, Lazada has launched the leading technology innovations for the past year, such as image search feature, games that involved consumers, and in-app live streaming as the only Shoppertainment platform, where customers can watch, shop, and play,” Poignant said.

Furthermore, Lazada also introduces LazMall Guarantee, to build experience and trust for brands. There’s also LazMall Self Sign-Up that allows all brands to register and offer their products in LazMall. It is to give opportunity for SMEs to compete globally.

“Since LazMall was launched in 2018, we’ve seen the rapid growth on our main brand partners. We want to extend the function of LazMall to more brands and sellers to improve their e-commerce. We want to train and develop them to grow along and become the successful and sustainable eBusiness,” Lazada Group’s President, Jing Yin said.

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Original article is in Indonesian, translated by Kristin Siagian

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Vidio Aims for 30 Million Monthly Active Users to Intensify Additional Content

A video streaming app, Vidio, aims for 30 million monthly active users / MAU during this year. The premium based additional content and partnership with telco become the current priorities to acquire new users.

“We’re sure to exceed 30 million this year, because we’ve reached the milestones when Asian Games at 25 million (MAU). The download rate is unstable, but we’re sure to achieve it when we expand to the new content,” Vidio’s CEO, Sutanto Hartono said, Friday (3/22).

Based on Sutanto’s data, Vidio content has been watched for over 2.1 billion with 12.5 billion minutes total duration during last year.

“Our users are organic, not subscribers. This year we’ll add more partnership with telco.”

Vidio’s Deputy CEO, Hermawan Sutanto added, Vidio’s sport content is considered complete than the other video streaming players. From 21 free to air channel, mostly are sports.

“We can get the first position for sports channel because of last year’s events which mostly exclusive. We can grow into 20 million MAU naturally without any partnership with other telco,” he added.

Vidio has three kinds of services for users. First, there are 21 free-to-air local tv channels accessible for users. They also create in-house TV program live to complete the category.

Second, video on demand (VOD) consists of sinetron, films and series, news, sports, entertainment, music, and others. During September 2018 – February 2019, the most played content is sinetron (26.7%), films and series (17.9%), news (10.9%), sports (10.5%), and entertainment (9.6%).

Last, the subscription content (Vidio Premier) consists of international channels, such as sports, live TV, series, and films. It was launched on November 3rd, 2018. Sutanto’s mouth still sealed regarding Vidio Premier’s achievement.

In order to start the monetizing, Vidio starts to invest much for original content production this year. It’s from the collaboration of two production houses, Sinemart and Screen Play Films.

In addition, he also said Vidio is on process to partner with telco for bundling with data plans. This strategy should acquire more subscriber at a time.

Currently, the subscription fees to enjoy all Vidio content costs Rp30 thousand to Rp50 thousand, or Rp10 thousand per day.

“The OTT challenge is to build the habit for subscribing a content, it doesn’t exist. In the developed countries, this habit is getting formed for the OTT players finally provide valuable content. The serial content is intended for those who want to watch in shorter duration.”

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Original article is in Indonesian, translated by Kristin Siagian

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Grab Improves the Fintech Service and “GrabClub” Subscription

Grab, through Grab Financial Group, getting deeper on fintech service followed by strategic partnership which has been announced since last year. However, most services are available in Singapore and to be distributed to other countries where Grab business run, including Indonesia.

The leading fintech service is included in a roadmap titled “Grow with Grab”. There’s also the latest online payment method called “Pay with GrabPay” for online merchants. The online website receiving this code are Qoo10 and 11Street, both are the biggest e-commerce players in Singapore and Malaysia.

Next, the integration of “Pay with GrabPay” with cashier machine (POS) of offline merchant without having to change their old devices. The Coffee Bean & Tea Leaf and Paris Baguette are to be the pilot project.

In terms of fintech lending, the result of JV with Credit Saison, Grab is now provide “Pay Later” with two main function. First, the service allows consumers to pay Grab at the end of the month without additional cost. Second, as the virtual credit card that allows consumers to have installments with certain tenor and 0% interest.

“Both products are given to Grab users who deserve the historical credit. Grab Financial Group set the credit risk based on a series of criteria, including the duration of using Grab, its frequency, and spending pattern,” Grab Financial Group’s Senior Managing Director, Reuben Lai in the official release.

In addition, Grab also presents micro insurance marketplace, a JV with Zhong An. Medical insurance is available for driver partners and personal accident insurance when partners demand for more cover. This service is accessible directly through Grab.

In the future, automotive insurance product will be available with the concept of “Pay-as-you-drive” premium payment. It allows driver partners to pay insurance only when they drive, as well as micro life insurance, and critical illness insurance.

Regarding the launching of this fintech service in Indonesia, there’s no official statement.

In Indonesia, Grab’s fintech services still related to the payment system. The new app provides payment options with a QR code scanner for Ovo at offline merchants.

Ovo Balance that already connected to Grab can pay for all services from transportation, food & package delivery, and grocery. It also used for electricity purchasing and payment, postpaid and credit bills.

GrabClub is still beta version

On the other hand, Grab hasn’t released the upgrade version of subscription package (formerly known as “GrabClub”). In December 2018, DailySocial had reported the presence of this feature in Indonesia. It is then disappeared and finally re-emerged since mid-March 2019.

Grab Indonesia’s representative said the subscription feature can be found in GrabRewards. Users can choose GrabFood promo package starts from Rp75 thousand and Rp125 thousand to subscribe for a month.

It was explained that this package contains voucher worth of Rp35 thousand valid for GrabFood purchases and a shipping fee of Rp5 thousand. If you choose a package that costs Rp 75 thousand, users will get a discount voucher for five transactions and 10 times for the shipping.

Then, there’s GrabExpress starts from Rp40 thousand valid for two weeks. In this package, users will get up to 50% discount of delivery and to be used for 20 transactions.

Previously, Grab said this subscription feature is a company’s weapon to overcome price wars with Gojek. The long-term strategy is believed to have a good retention rate in maintaining user loyalty.

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Original article is in Indonesian, translated by Kristin Siagian

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Sidebeep App Facilitates Consumer to Find Curated Services

Looking for high quality and trusted services might be difficult, usually it requires recommendation from colleagues due to trust issue. It doesn’t happen to only a few, but most people including Sidebeep Founder & CEO, Henry Sutioso. It inspired him to release Sidebeep service marketplace.

The business model is quite simple, gathering service providers in one. There are several categories available, from tattoo artist, custom motorcycle, premium sneakers laundry, mobile spa, premium waterless carwash home service, make up artist, trip organizer, gadget repair, fashion & accesories repair, and many more.

Sidebeep’s CMO, Yogi Apriandi said these service providers are already passed the curation process. Starts from administrative data of prospective providers online, the interview process via phone to find out more about provider’s experience. We need to know how long they’ve been running business, how many transactions have been made, and the customers.

“In the final stage, there’s survey to their locations, in case they’ve meet the standard or not. It means, every provider in Sidebeep must be professional. Either it’s personal or a brand,” he said to DailySocial.

He said that currently, there are 100 service providers in average joining Sidebeep, most of them are in Jakarta. In total, the current users are around 10,000 since the general launching in November 2018.

“Many users feel satisfied with our service because they really don’t have to bother coming to an outlet for repair, or laundry. Although some people aren’t really satisfied, It only becomes more challenging to make innovations.”

Business plan this year

He continued, during this year, Sidebeep will start to expand to various major cities outside Jakarta, due to the rapid development of lifestyle. In addition, the demand to contribute for more people. In terms of technology, it’ll be finalized. They want to assure the best experience in selling or booking a service.

Each category in Sidebeep app will be designed according to its characteristic. Moreover, each people will have different experience in selling or booking a service. Currently, Sidebeep is accessible via desktop and Android.

“It’s different when you make order to the tattoo artist and booking a trip organizer. When booking a beauty saloon and ordering laundry sneakers. This is our priority this year.”

In addition, the company plans for business monetizing. There will be subscription feature for service providers. It will be different with the one you get for free in app. Consumers will guarantee more benefits over costs spent.

To date, Sidebeep has received funding from angel investor with no further detail of the value. The plan to get follow-on funding is there. However, it is when the product has reached market-fit with increasing progress, it’s expected to attract investors by the late 2019.

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Original article is in Indonesian, translated by Kristin Siagian

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Menemukan Investor yang Tepat Saat Menggalang Dana

Alpha JWC Ventures, perusahaan modal ventura yang fokus pada startup di Indonesia, dalam sebuah event bertajuk “Fundraising, It Ain’t Rocket Science” mengundang Co-Founder & CEO Modalku Reynold Wijaya, Co-Founder & CEO Kopi Kenangan Edward Tirtanata, dan AVP Corporate Finance Tokopedia Randall Aluwi untuk berbagi tentang poin-poin penggalangan dana bagi startup, khususnya startup pemula.

Tidak hanya soal angka

Penggalangan dana adalah suatu hal yang mendasar bagi perusahaan untuk mengembangkan produk dan bisnis secara keseluruhan. Banyak strategi yang digalakkan startup demi mendapatkan investasi yang tepat.

Menggalang dana tidak hanya berbicara tentang angka, tetapi juga pertimbangan lain, seperti reputasi investor. Hal ini tidak kalah penting dalam pengambilan keputusan. Untuk itu, sebuah startup tidak bisa gegabah dalam mengambil keputusan.

“Semua yang mengharuskan Anda untuk segera menandatangani kesepakatan belum tentu berujung baik. Saat seseorang melakukan investasi terhadap aset, hal itu akan berlangsung selamanya. Anda tidak akan memutuskan sesuatu yang berdampak jangka panjang dalam waktu singkat,” ujar Reynold Wijaya.

Jalan sudah ada, tinggal cara meyakinkannya

Randall Aluwi mengungkapkan bahwa penggalangan dana saat ini relatif lebih mudah jika dibandingkan tahun-tahun awal Tokopedia berdiri.

“Fundraising pada tahun 2009 sangat berbeda dengan tahun 2014 ke atas. Pada saat itu belum ada VC dan tantangannya kami harus mendapatkan kepercayaan dan kenyamanan dari para investor, sementara industri digital belum semarak saat ini. Sekarang, jalannya sudah ada, tinggal bagaimana cara meyakinkannya,” ungkapnya.

Mengenai waktu yang tepat untuk penggalangan dana, ia menyebutkan tidak ada waktu yang tidak tepat. Penggalangan dana bisa dilakukan kapan saja.

“Penggalangan dana itu tidak sulit, yang sulit adalah menemukan investor yang tepat, dengan nilai investasi yang sesuai,” ungkap Reynold.

Siap dengan tiga hal fundamental

Persaingan ketat di era digital mengharuskan para pemain industri untuk lebih giat dalam usaha menggalang dana dan menyusun strategi yang tepat untuk bisa membangun bisnis yang berkelanjutan.

Menurut Reynold, dalam menggalang dana tidak perlu takut gagal mendapat investasi. Selama ada tiga hal fundamental: pasar yang baik, tim yang solid, dan didukung dengan data yang valid; investor akan berminat untuk menanamkan modal.

“VC tidak pernah takut kehilangan uang, tetapi mereka takut melewatkan kesepakatan yang bagus,” ujarnya.

Kredivo dan Moka Hadirkan Platform Kredit Instan Offline

Kredivo, startup kartu kredit digital besutan FinAccel, berkolaborasi dengan Moka, penyedia aplikasi Point of Sales (PoS), memudahkan konsumen menggunakan platform kredit instan secara offline. Sebelumnya, produk serupa telah diterapkan Akulaku melalui Akulaku Pay Offline.

Co-Founder dan CEO FinAccel Akshay Garg mengungkapkan, “Kredivo membangun infrastruktur kredit ritel sedangkan Moka membangun infrastruktur penerimaan pembayaran digital. Kami memiliki visi yang sama untuk meningkatkan transaksi digital, baik diri sisi pedagang maupun pembeli.”

Program ini diharapkan bisa membantu perusahaan mencapai target pencapaian dua kali lipat tahun ini dibandingkan pencapaian selama tiga tahun terakhir.

“Payment adalah salah satu pain point yang dihadapi para merchant di mana mereka hanya menerima cash. Dengan kerja sama ini, kita membantu merchant untuk bisa menambah opsi pembayaran, ujar Haryanto Tanjo, Co-Founder dan CEO Moka.

Haryanto memastikan, dari segi bisnis, Moka dan Kredivo memiliki visi yang sama, yaitu mendorong financial inclusion.

Di tahun 2018 Moka dan Kredivo sama-sama memperoleh pendanaan besar untuk meningkatkan pertumbuhan perusahaannya. Kredivo memperoleh pendanaan 435 miliar Rupiah untuk aksi ekspansi regional, sementara Moka mendapatkan pendanaan 355 miliar Rupiah untuk masuk ke pasar korporasi.

Ini bukan kali pertama Kredivo meluncurkan program transaksi offline. Sebelumnya, bersama Okeshop, Kredivo sudah tersedia di 47 gerai di wilayah Jabodetabek. Kredivo menyebutkan layanannya telah hadir di 11 kota di Indonesia.

“Dengan kerja sama ini, kami juga ikut mendukung langkah pemerintah dalam gerakan nasional nontunai, membantu Kredivo menjangkau 14 ribu merchant dengan lebih cepat, membantu merchant untuk menerima opsi pembayaran yang berbeda, dan menyediakan banyak sekali promosi yang bisa dinikmati para penggunanya,” ujar VP Brand & Marketing Moka Bayu Ramadhan.

BeliMobilGue Secures Series A Funding Worth 140 Billion Rupiah

A marketplace for used cars, BeliMobilGue, secures Series A funding worth $10 million (around Rp140 billion) led by Frontier Car Group. Participated also in this funding, Jardines, under PT Toyota Tunas Indonesia and some previous investors. It is to be used for expansion to other cities, launch new vertical, increase sales, and talent acquisition.

Since the first launch in April 2017, BeliMobilGue focused on the marketplace concept which facilitates user to sell and connect with more than 1,000 qualified buyers.

BeliMobilGue has a special team for inspection with 300 points in total for each used car. Moreover, the result will be uploaded to the app for all partners can immediately bid.

BeliMobilGue’s Founder and CEO, Rolf Monteiro said that this is a big achievement for him. The new investors and involvement of the previous investors are the reflection of trust and excitement. BeliMobilGue also claims to have achieved annual business growth of up to 10 times.

“I believe this round will show investor’s strong validation towards our business in Indonesia, trusted and excited by the new investors coming to us. Using the latest funding, this round will fasten the growth through global affiliation and local strategic partnership,” he explained.

After build up its business in Jabodetabek, BeliMobilGue is to introduce services in big cities around Java. It’s still focused on Indonesian market which is considered as the biggest car market in Southeast Asia.

Included also the plan after funding, to develop technology platform, to provide better service for partners and users. BeliMobilGue also plans to recruit more talents for business development and ensure the high-quality experience for all end users.

Before this round, BeliMobilGue has secured $3.7 million pra-Series A funding or Rp52 billion led by Intudo Ventures and supported by Amand Ventures, Tasman Fund, and Digital Garage.

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Original article is in Indonesian, translated by Kristin Siagian